Get What's Yours : The Secrets to Maxing Out Your Social Security
Overview - Social Security law has changed Key secrets may require action before April 30, 2016. If you or your spouse turns 66 by then, you should read this book, and everyone should read updates on the authors' website , GetWhatsYours.org. But even with the law changes, the book explains numerous secrets to maximizing your Social Security benefits that you can't get anywhere else. Read more...
More About Get What's Yours by Laurence J. Kotlikoff; Philip Moeller; Paul Solman
Social Security law has changed Key secrets may require action before April 30, 2016. If you or your spouse turns 66 by then, you should read this book, and everyone should read updates on the authors' website
But even with the law changes, the book explains numerous secrets to maximizing your Social Security benefits that you can't get anywhere else. And above all, Get What's Yours
explains the lifetime payoff from waiting as long as possible.
To navigate the forbidding maze of Social Security and emerge with the highest possible benefits, you could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules). But Kotlikoff, Moeller, and Solman do the navigating for you, explaining Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees thousands in lost income every year. Get What's Yours
covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments.
Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here.
Publishers Weekly Reviews
Publishers Weekly® Reviews
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Social Security is widely mistrusted and little understood by most Americans, and with good reason: the program’s operating manual contains 2,728 core rules, and thousands of additional instructions. This can’t-miss guide to the system comes from Kotlikoff, a Boston University economist; Moller, an expert on aging; and Solman, a PBS NewsHour economics correspondent. After a conversation among all three about their own retirement planning revealed how confusing the system is, they set out to write a book pointing out traps and ways to maximize the reader’s retirement benefits. With a little tough love (reminding readers not to overestimate their own knowledge or objectivity), they explain the ins and outs of lesser-known features, such as survivor and spousal benefits. Readers are also led through the decision of whether to claim early or delay retirement entirely, the intricacies of marital-status changes, and the options for those who are married, divorced, widowed, or single. The writing is detail heavy but clear enough for even the most intimidated reader, with a concluding cheat sheet helpfully summing up the book’s suggestions. The authors’ palpable fervor to help readers get back what they’ve paid will energize readers to claim what is rightfully theirs. Agent: Alice Martell, Martell Agency. (Feb.)