{ "item_title" : "Own Your Money", "item_author" : [" Michela Allocca "], "item_description" : "Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance. In Own Your Money, Michela shares all the tools you need to manage, save, invest, and set a routine to improve your financial life. You'll find chapters for:Budgeting: Don't make it a dreaded B-word Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets.How to save: It's all about being SMART (specific, measurable, achievable, relevant, and time-bound).How to spend money: That's right, a plan for spending is important too With a quick analysis of values and priorities, you can spend without feeling guilt--yes, even on fancy coffee.Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification).Jobs and careers: If your dream job doesn't exist, join the club Learn how to find satisfaction through the tasks you want to do, networking, and career pivots.Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you.With illustrations, helpful charts and graphics, and templates to help you plan, this is a book that's meant to partner with you to achieve your financial goals.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/0/76/038/112/0760381127_b.jpg", "price_data" : { "retail_price" : "21.99", "online_price" : "21.99", "our_price" : "21.99", "club_price" : "21.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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