{ "item_title" : "Assuming Advantage", "item_author" : [" Joseph Homs "], "item_description" : "When interest rates started climbing, most people in real estate hit the brakes. Buyers paused. Sellers waited. Lenders tightened. But quietly-without headlines or hype-a small group of savvy buyers began to hunt for something different.They weren't chasing the lowest down payment. They weren't obsessed with square footage. They were looking for one thing: assumable mortgages.And they found gold.Assumable loans are a relic from an earlier era. A time when interest rates were double digits, and passing along a 4% or even 3% loan to the next buyer wasn't just a courtesy-it was a dealmaker.Today, they're back. And they're more powerful than ever.I've written this book because too many buyers and agents are missing out. They're walking past listings with 2.5% or 3% fixed-rate loans and writing offers on homes that saddle them with rates over 7%.They don't know what to look for. They don't know who to call. They don't know how it works.But you will.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/9/79/828/837/9798288377495_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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