{ "item_title" : "Banking & Insurance Operations", "item_author" : [" Lavanya N", "Bindushree R "], "item_description" : "Banking and Insurance Operations offers a comprehensive understanding of two vital pillars of the financial system-banking and insurance. Written for students, academicians, and professionals, it explains how these institutions function, their role in the economy, and the strategies they adopt for stability, efficiency, and growth.The first part focuses on banking operations, covering the structure and functions of commercial, cooperative, and central banks. Key topics include deposit mobilization, lending practices, credit creation, and risk management. The book also explores technological advancements such as digital banking, mobile banking, and fintech innovations, along with regulatory safeguards provided by the Reserve Bank of India (RBI) and global standards like the Basel Committee.The second part highlights insurance operations, explaining core principles of risk, risk pooling, and transfer. It discusses life, health, property, liability, and reinsurance policies, their procedures, claims management, and the role of the Insurance Regulatory and Development Authority of India (IRDAI).", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/6/20/904/816/6209048161_b.jpg", "price_data" : { "retail_price" : "51.00", "online_price" : "51.00", "our_price" : "51.00", "club_price" : "51.00", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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