{ "item_title" : "Banking & Payment Scams", "item_author" : [" Daniel R. Harlan "], "item_description" : "STOP THE PAYMENT. VERIFY THE CLAIM.Banking and payment scams can be especially convincing because they often use real financial systems. You may be inside your actual banking app. A payment request may appear under a familiar name. A check may show funds as available. A cryptocurrency ATM may print a genuine receipt.The system can be real while the person, story, recipient, or payment instructions are false.Banking & Payment Scams gives older adults a clear, practical process for slowing down unexpected payment requests, identifying the real financial action, and verifying the recipient or destination before money moves.INSIDE, YOU WILL LEARN HOW TO:Recognize protected-account and authorized-payment trapsVerify payment-app requests and recipients before sending moneyRespond safely to gift card and cryptocurrency payment demandsRecognize warning signs at cryptocurrency and crypto ATMsCheck changed wire and money-transfer instructions independentlyUnderstand fake checks, overpayments, and why available funds do not automatically mean verified moneyKnow what to do if money may already have been sent or a suspicious check depositedRealistic scenarios and decision drills show how pressure, urgency, secrecy, familiar names, official-looking screens, and real payment systems can make an unsafe transaction feel legitimate.You will also learn how to separate the story from the financial action and ask four important questions:Why does this payment exist?Who selected the recipient or destination?Is this a normal and appropriate way to pay?Can I stop and verify before money moves?The book applies the P.A.U.S.E. System throughout, helping you slow the situation down, assess what is really being requested, verify independently, secure anything that may already be at risk, and exit unsafe contact.You do not need to identify every payment scam or prove that every unusual request is false.You need a repeatable process that protects your next financial action.STOP THE PRESSURE.PROTECT THE NEXT ACTION.VERIFY INDEPENDENTLY.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/9/79/819/345/9798193456308_b.jpg", "price_data" : { "retail_price" : "16.99", "online_price" : "16.99", "our_price" : "16.99", "club_price" : "16.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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