{ "item_title" : "The Budget That Works", "item_author" : [" Yannick Kouame "], "item_description" : "Where does all your money go every month? Most people don't have an income problem. They have a plan problem. The Budget That Works shows you how to build a simple budget you will actually follow, whether you earn a little or a lot. Written by finance professional Yannick Kouame (MBA, MS Finance), this practical guide explains why budgeting matters and walks you through well-known methods step by step, with real numbers and easy worksheets. Inside, you will learn how to: See exactly where your money goes with a simple 30-day spending auditChoose between the 50/30/20 rule, zero-based budgeting, envelopes, and pay yourself firstBuild an emergency fund, even on a tight incomeCut costs without feeling deprivedCompare the debt snowball and debt avalanche with a side-by-side exampleUnderstand how compound interest rewards starting earlyBudget with irregular income, as a couple, or as a familyFollow a day-by-day 30-day action plan You also get: a printable budget template, a debt tracker, a glossary, and an FAQ. No jargon. No guilt. Just a clear path to more control, less stress, and savings that grow.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/816/163/9798161632161_b.jpg", "price_data" : { "retail_price" : "16.99", "online_price" : "16.99", "our_price" : "16.99", "club_price" : "16.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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