{ "item_title" : "Budgeting for Beginners", "item_author" : [" Robert Crook "], "item_description" : "This book contains proven steps and strategies on how to efficiently manage your money. It does not matter if you earn a million dollars a month. If you do not know how to manage your money, you will lose it all. Without budgeting, your money will always be in danger of being spent on whimsical purchases.Here Is A Preview Of What You'll Learn...- Why Should You Use A Budget?- Common Myths About Budgeting- Personalizing Your Budget- Understanding The Importance Of Accuracy In Budgeting- Budgeting To Make Sure All Expenses Are Paid- Categorizing Your Budgeting- Using Allotment Strategies With Your Budget- Understanding Your Savings Are An Expense- Making Sure Everything Is Accounted For- Other Insights On Budgeting- Goal Setting- Much, Much MoreBy carefully ensuring that you don't spend everything you earn, each and every month, you will quickly develop good habits that will become a routine part of your monthly routine. As your wages increase, or even decrease, so you can tailor your budget to suit, ensuring that you always have enough cash to keep solvent. Budgeting isn't difficult once you get started, but many people need that helping hand to get into the rhythm.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/1/77/485/061/1774850613_b.jpg", "price_data" : { "retail_price" : "19.95", "online_price" : "19.95", "our_price" : "19.95", "club_price" : "19.95", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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