{ "item_title" : "Budgeting on One Income", "item_author" : [" Jaideep Sawhney "], "item_description" : "Living on one income doesn't mean living without a plan. Whether you're managing a household on a single paycheck by choice, by circumstance, or after a sudden change, Budgeting on One Income gives you a complete, judgment-free system for taking control of your money - without a second income to fall back on.This isn't a generic budgeting book with one income squeezed in as an afterthought. Every chapter, worksheet, and strategy in this book is built specifically for the realities of single-income households: tighter margins, higher stakes, and less room for error. You'll learn how to build a budget that actually reflects your take-home pay, protect your household from a single point of financial failure, get out of debt without feeling deprived, and start saving and investing even when money feels tight.Inside, you'll find a complete 12-part system covering: Building a realistic one-income financial foundation and budgetControlling spending - needs vs. wants, groceries, and the small leaks that add upBuilding an emergency fund and protecting your one incomeGetting out of debt without derailing your householdSaving on a tight budget, including sinking funds and big-goal savingsManaging family money as a couple and budgeting for kidsIncreasing financial flexibility without sacrificing your family lifeInvesting and building long-term wealth on one incomeA complete monthly money system and dashboard to run your household financesA 90-day One-Income Financial Reset, broken into three actionable 30-day phasesSpecial situations: stay-at-home parents, job loss, career breaks, and irregular incomeShifting your money mindset and making one income feel like enoughWhat makes this book different: 37 practical chapters organized into a clear, step-by-step system - not just theoryPrintable worksheets and trackers to apply every concept to your own householdChapter recaps that summarize key takeaways and give you one clear action stepReal, honest guidance for the specific challenges of single-income living - no assumption that a second paycheck is comingA structured, easy-to-navigate format optimized for Kindle, with a fully clickable table of contentsWhether you're just starting out on one income, recovering from a job loss, raising a family on a single paycheck, or simply ready to finally feel in control of your money, Budgeting on One Income gives you the exact framework to build a secure, sustainable financial life - one paycheck at a time.Stop comparing your household to two-income families. Start building a system that works for the one you have.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/9/79/819/359/9798193590651_b.jpg", "price_data" : { "retail_price" : "10.99", "online_price" : "10.99", "our_price" : "10.99", "club_price" : "10.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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