{ "item_title" : "Building Credit From Zero", "item_author" : [" Faustine Merrick "], "item_description" : "A credit score can mean the difference between a home and an apartment. Part of Sending It Home, FaustineMerrick's insightful book explores how immigrants navigate America's complex financial systems with nohistory or social security number.Building Credit From Zero is not a quick fix, a magic formula, or a one-size-fits-all solution. Instead, it revealsthe specific challenges faced by individuals like Amelia Martinez and Maria Rodriguez as they attempt toestablish credit in an unfamiliar system that often feels rigged against them. The book details how immigrantsface obstacles such as high interest rates on loans and rejections for lack of documentation, illustrating the harshrealities of starting over financially.Start reading Building Credit From Zero today and learn concrete steps to overcome these challenges and buildyour financial standing in America.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/1/80/924/076/180924076X_b.jpg", "price_data" : { "retail_price" : "29.99", "online_price" : "29.99", "our_price" : "29.99", "club_price" : "29.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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