Building Financial Trust : Payments, Fintech, and the Future of the Middle East
Overview
The Middle East is building one of the world's most ambitious digital financial systems. But as money becomes faster, smarter, and more connected, one question becomes increasingly important: Can people trust the infrastructure behind it?
Building Financial Trust examines the transformation of finance across the Middle East-from instant payments and digital identity to open banking, artificial intelligence, cybersecurity, digital assets, and cross-border financial infrastructure.
With Saudi Arabia and the United Arab Emirates at the center of the story, Rajeew Vishvakarma explores how governments, central banks, financial institutions, and fintech companies are reshaping the region's financial architecture. The book also looks across Bahrain, Qatar, Kuwait, Oman, Egypt, and Jordan to reveal how different markets are approaching modernization, regulation, innovation, and financial inclusion.
But this is not simply a book about fintech growth.
It is about the infrastructure of digital trust.
As financial systems become increasingly automated and interconnected, cybersecurity, privacy, AI governance, operational resilience, regulation, and customer confidence can no longer be treated as separate concerns. They are becoming interconnected components of the same financial architecture.
Inside the book, you will discover:
- How instant payments are changing the movement of money across the Middle East
- Why digital identity is becoming foundational financial infrastructure
- How Saudi Arabia and the UAE are building distinct fintech ecosystems
- How open banking and APIs are transforming financial services
- Where artificial intelligence creates both opportunity and systemic risk
- Why cybersecurity, fraud prevention, privacy, and resilience are central to financial modernization
- How Islamic finance, tokenization, and new forms of digital money may evolve
- Why cross-border payments could strengthen the Gulf's position in global finance
- How regulation itself can become competitive infrastructure
- A six-pillar framework for building trustworthy digital financial systems
Written for financial-services professionals, technology leaders, fintech founders, policymakers, consultants, investors, researchers, and readers interested in the transformation of the Middle East, Building Financial Trust offers a practical framework for understanding what comes next.
The future of finance will not be determined simply by how much technology institutions adopt. It will be determined by whether that technology can be trusted.
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Details
- ISBN-13: 9798160051550
- ISBN-10: 9798160051550
- Publisher: Independently Published
- Publish Date: October 2026
- Dimensions: 9 x 6 x 0.33 inches
- Shipping Weight: 0.47 pounds
- Page Count: 154
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