{ "item_title" : "CDs versus Bonds", "item_author" : [" Joshua King "], "item_description" : "The first step to becoming an investor is earning interest on your savings. There are many ways to save; you need only learn them.Banks offer certificates of deposit in terms of 1-month to two years (or more). However, these aren't long-term investment vehicles.You can purchase Treasury and Series I Bonds for up to 30 years; however, the FDIC does not protect your principle.Both investments have pros and cons, and you can't go wrong with either. I prefer Treasury Bonds over CDs because I love locking in rates for 30 years. But don't let me influence your decisions. Good Luck!", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/9/79/885/799/9798857990124_b.jpg", "price_data" : { "retail_price" : "19.99", "online_price" : "19.99", "our_price" : "19.99", "club_price" : "19.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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