{ "item_title" : "Common Sense Guide to Retirement", "item_author" : [" Robert Lozano "], "item_description" : "Title: Common Sense Guide to RetirementSubtitle: Simple Strategies for Long-Term Financial SecurityAuthor: Robert M. LozanoDescription: Are you prepared for retirement-or just hoping for the best?Common Sense Guide to Retirement is a clear, practical, and actionable roadmap to financial independence. Written by licensed fiduciary advisor and economist Robert M. Lozano, this guide empowers readers of all ages to take control of their financial future through time-tested strategies and smart decision-making.Whether you're just starting your career, approaching retirement, or already retired, you'll learn how to: Harness the power of compound interest and consistent investingBuild and manage a balanced, diversified portfolioGenerate sustainable income from your retirement assetsMinimize taxes through strategic withdrawals and estate planningPrepare for rising healthcare costs and protect against longevity riskAvoid common pitfalls and stay financially confident through market turbulenceReal-life examples, simple explanations, and powerful visuals make this guide accessible without sacrificing depth. You'll also discover how working with a fiduciary advisor can enhance long-term results by reducing risk and optimizing returns.Retirement isn't just a phase-it's a lifelong journey. Start planning smarter today.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/829/130/9798291309377_b.jpg", "price_data" : { "retail_price" : "14.99", "online_price" : "14.99", "our_price" : "14.99", "club_price" : "14.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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