{ "item_title" : "The Complete Guide to Buying Your First Home", "item_author" : [" Erika McAdoo "], "item_description" : "Buying your first home is one of the biggest financial decisions of your life. Don't go in unprepared.The home buying process has more steps, fees, and fine print than most people expect. This guide walks you through every stage - from knowing when you're financially ready to signing the papers at closing - so you can buy with confidence and avoid the mistakes that cost first-time buyers thousands.Inside The Complete Guide to Buying Your First Home, you'll learn:How to know if you're truly ready to buy a home (financially and emotionally)Step-by-step guidance from saving for a down payment to closing dayHow mortgages actually work - fixed vs. adjustable, conventional vs. FHA loansHow to improve your credit score before applying for a home loanFirst-time homebuyer programs and down payment assistance optionsWhat to look for in a real estate agent - and how to protect yourselfA complete home buying checklist so nothing falls through the cracksWhether you're years away from buying or actively searching right now, this guide gives you the real numbers and real steps to become a homeowner without the stress.Your first home is waiting. Make sure you're ready for it.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/818/694/9798186941033_b.jpg", "price_data" : { "retail_price" : "12.99", "online_price" : "12.99", "our_price" : "12.99", "club_price" : "12.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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