{ "item_title" : "The Creative Freelancer's Zero-Based Budget", "item_author" : [" Shiv Rudra "], "item_description" : "Tired of the Freelance Financial Rollercoaster? Discover the Secret to Stability and Creative FreedomAs a creative freelancer, you pour your heart into your craft, but the unpredictable income can leave you stressed, anxious, and constantly wondering where your next payment will come from. Traditional budgeting simply doesn't work when your income fluctuates wildly, leaving you feeling out of control and creatively stifled.Introducing The Creative Freelancer's Zero-Based Budget: Stabilize Your Income, Conquer Debt, and Build Your Dreams - your essential guide to transforming financial chaos into calm. This isn't about deprivation; it's about empowerment. Learn how to give every dollar a job, proactively plan for lean months, and build a financial foundation that truly supports your artistic passions.Inside, you'll discover:The Income Smoothing Strategy: Turn unpredictable earnings into a stable, predictable paycheck for yourself.Mindset Shifts for Creatives: Overcome scarcity thinking and embrace financial control as a powerful tool for creative freedom.Actionable Debt Reduction: Tackle debt head-on with strategies tailored for irregular income, freeing up your financial future.Building Your Creative Safety Net: Establish a robust emergency fund that protects you from unexpected expenses and slow periods.Budgeting for Your Big Dreams: Learn how to intentionally save for new equipment, passion projects, sabbaticals, and long-term wealth.Taming Tax Terrors: Proactively budget for self-employment taxes, eliminating end-of-year surprises and penalties.Practical Tools & Tips: Discover the best apps, spreadsheets, and habits to make Zero-Based Budgeting easy and sustainable.Stop letting financial stress overshadow your creative genius. This book provides a supportive, conversational, and step-by-step roadmap to stabilize your income, conquer debt, and build the savings that allow your creative dreams to flourish.Ready to take control of your money and unleash your full creative potential? Scroll up and grab your copy today", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/9/79/829/122/9798291229064_b.jpg", "price_data" : { "retail_price" : "12.45", "online_price" : "12.45", "our_price" : "12.45", "club_price" : "12.45", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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