{ "item_title" : "The Credit Card Talk", "item_author" : [" Emrys Larkspur "], "item_description" : "Understanding credit cards isn't just about numbers; it's about navigating a financial landscape riddled withpitfalls and opportunities. Part of Teaching the Ledger, Emrys Larkspur's insightful book explores the anxietythat arises when young adults first encounter the complexities of credit.The Credit Card Talk is not a legal guide, a tax strategy, or a formula for avoiding debt traps. Instead, it unpacksthe specific psychological mechanisms underlying financial responsibility: why conversations about moneyoften feel daunting, how misunderstandings can lead to mismanagement, and why laying a solid foundationearly on prevents future headaches. It covers the basics of credit card usage, delving into interest rates, APR,and the importance of building a positive credit history responsibly.Start reading The Credit Card Talk today and equip yourself with the tools to have meaningful conversationsabout money that empower young people to make informed financial decisions.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/1/80/924/163/1809241634_b.jpg", "price_data" : { "retail_price" : "30.99", "online_price" : "30.99", "our_price" : "30.99", "club_price" : "30.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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