{ "item_title" : "The Credit Rating Handbook", "item_author" : [" Robyn Xu "], "item_description" : "The world of credit ratings remains a black box to many finance professionals.The Credit Rating Handbook is your essential guide to unlocking that box.Whether you're an investor, banker, risk analyst, CFO, or student of finance, this book demystifies the credit rating process with clarity and practical insight.You'll explore how rating agencies operate, how ratings are formed, and what those mysterious letters actually mean. Learn how to interpret a downgrade, prepare for a credit review, or integrate ratings into investment decisions.From sovereign defaults to sukuk ratings, from rating committee dynamics to ESG and fintech disruption-this book blends real-world examples, market context, and expert commentary to give you a 360 view of the credit rating ecosystem.Inside You'll Learn:How creditworthiness is evaluated-quantitatively and qualitativelyWhat distinguishes investment-grade from speculative-grade debtWhy ratings move markets, and how investors respondThe controversies and reforms that shaped today's rating systemHow fintech, AI, and ESG are transforming the future of credit ratingsWhether you're using credit ratings, challenging them, or preparing to be rated-this handbook equips you with the insight, confidence, and fluency to work smarter in any corner of the financial world.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/9/79/829/223/9798292233800_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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