{ "item_title" : "Credit Straight Talk", "item_author" : [" Roderick Mitchell "], "item_description" : "Credit Straight Talk is a guide to inform the consumer on consumer credit industry and the credit information reporters who actively engage to keep the credit industry shrouded in secrecy. It contains informative insight into how credit reporting companies (credit bureaus) use the credit information against them. Credit reporting companies (credit bureaus) are large corporations that are in business to make large profits. Their intent is to make the credit industry as confusing as possible to create a deterrent for clear understanding of the industry. Credit Straight Talk explains that the consumer credit industry revolves around a computer system by the name of E-Oscar. E-Oscar is the electronic gatekeeper that decides if a consumer has a legitimate cause for dispute their credit report information. This guide will explain E-Oscar and how to effectively work with it and increase chances that unwanted items will be removed from the credit reports. The guide brings explains how consumer credit effects social status, education, and employment. Studying and using this guide can reduce the cost of consumer debt and increase chances of a better life. Credit Straight Talk gives the reader the power to control their future and use consumer credit to their advantage.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/1/69/101/541/1691015415_b.jpg", "price_data" : { "retail_price" : "12.99", "online_price" : "12.99", "our_price" : "12.99", "club_price" : "12.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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