{ "item_title" : "Debt-Free on an Average Wage", "item_author" : [" Marcus Halloway "], "item_description" : "You make decent money. So why does it feel like you'll be paying minimums forever? Every dollar is already spoken for by the time it hits your account. Rent, car, groceries, the same credit card balance that never seems to move. You've read the payoff advice, and it always circles back to the same thing: earn more, hustle harder, pick up a second job. But you're already tired, already stretched, and the math still doesn't work. Here's the truth no one tells you: you don't need extra income to get out of debt. You need a different structure for the income you already have. This book shows you how to build a fixed debt engine, a set payoff amount pulled from restructured bills and painless spending cuts, and then accelerate it with a snowball schedule tuned for a modest, real-world budget. No raise. No side hustle. No willpower you don't have. You'll learn how to shrink bills you thought were fixed, trim spending you won't even miss, set an engine amount that runs on autopilot, and protect your progress when life throws a curveball. By the last page, you'll have a working payoff plan built entirely around the paycheck you already earn, and a realistic date when the debt is finally gone.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/819/200/9798192005453_b.jpg", "price_data" : { "retail_price" : "14.99", "online_price" : "14.99", "our_price" : "14.99", "club_price" : "14.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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