{ "item_title" : "Debt Free", "item_author" : [" Owen Calloway "], "item_description" : "You Don't Have a Discipline Problem. You Have a Design Problem.This isn't another generic guide that promises everything and delivers a list of tips you've already tried. This is the no-BS playbook for adults who want to understand the mechanism before following the protocol - because understanding is what makes change sustainable.Debt Free approaches personal finance / money psychology the way it should have been approached from the start: as a system you can learn, not a fate you have to endure.Inside You Will Discover:Your Money Story - Why You Do What You Do 4Know Your Numbers - The Foundation of Financial ClarityThe Debt Map - Understanding and Escaping What You OweThe Emergency Fund - Your Financial FoundationInvesting for the Long Term - The Simple System That WorksProtecting What You Build - Insurance SimplifiedTaxes - Keeping More of What You EarnThis Book Is For You If...You've tried the standard advice and watched it collapse. You want to understand WHY before you commit to HOW. You're tired of fluff, motivational hype, and books written for someone who isn't quite you. You're ready for something built at the level where the problem actually lives.If you're smart, capable, and still financially stuck - this is the book you've been waiting for.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/818/066/9798180667458_b.jpg", "price_data" : { "retail_price" : "11.99", "online_price" : "11.99", "our_price" : "11.99", "club_price" : "11.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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