{ "item_title" : "The Debtor's Self-Help Guide", "item_author" : [" Www Debtorselfhelp Com "], "item_description" : "Did you know that a collection agency can place unfavorable information on your credit report for a debt that is not yours? This can happen if you fail to respond to a demand letter from a collection agency. The Debtor's Self-Help Guide is the only pro-debtor book that offers guidance and documents to effectively oppose unscrupulous collection agencies. The book contains practical and tested information and documents that help to keep debt collectors at bay. Debt collectors rely on a consumer's lack of knowledge of the law and the legal process to intimidate the consumer and take control of the debt collection process. A fundamental understanding of the law and the legal process, as it relates to debt collection, is all you need for the best possible outcome. This book will teach you the fundamentals and give you the tools to level the playing field", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/1/10/595/119/1105951197_b.jpg", "price_data" : { "retail_price" : "14.95", "online_price" : "14.95", "our_price" : "14.95", "club_price" : "14.95", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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