{ "item_title" : "Educational Risk Management", "item_author" : [" Abhinav B. Gogoi "], "item_description" : "Between 2024 and 2026, the rules of international education changed faster than most families noticed - in Washington, London, Ottawa, and Canberra all at once. Enrollment caps. Doubled financial-proof requirements. New, steep fees layered onto work visas. The old playbook - pay the premium, get the degree, work abroad - quietly became an unhedged bet, no matter which country you were betting on. Educational Risk Management reframes international education as what it actually is: a six-figure human capital investment that deserves the same rigor as any other major financial decision. Inside, you'll learn to: Calculate the real payback timeline on any degree - not the university's fee sheet, but your actual net cost against realistic post-graduation earningsBuild a diversified application portfolio across Alpha, Beta, and Gamma destinations so no single country's policy shift can collapse your entire planEvaluate post-study work rights by their converted yield, not their headline duration - using real data showing fewer than 10% of UK international graduates reach permanent residency within a decade, versus roughly half in Canada and GermanySeparate Sunk Assessment Capital from Deployment Capital to avoid the sunk-cost trap that pushes families into overpriced, low-ROI offersMatch aptitude and discipline to destinations with genuine labor-market demand, instead of chasing institutional rankWritten for families, students, and educational counselors navigating a genuinely new era of global mobility, this book replaces vague promises with a repeatable, numbers-first framework - so the next six-figure decision your family makes is a calculated one, not a gamble.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/819/114/9798191146461_b.jpg", "price_data" : { "retail_price" : "21.99", "online_price" : "21.99", "our_price" : "21.99", "club_price" : "21.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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