{ "item_title" : "The Endowment Ladder", "item_author" : [" N. D. Tan "], "item_description" : "The Endowment Ladder Many households have assets, but not yet a structure capable of turning those assets into durable support. The Endowment Ladder presents a different way to organize wealth. Instead of asking one pool of money to do every job at once, it separates wealth into distinct functional layers: Stable Funding, Liquidity, Core, Protection, and Expansion. Each layer carries a different duty. Stable Funding supports the essential monthly base. Liquidity absorbs irregular demands and disruption. The Core remains the long-term compounding and replenishment engine. Protection reduces foreseeable structural damage. Expansion remains optional and separate. This book is for readers who want a retirement and wealth structure that is clearer, steadier, and less exposed to forced selling and disorder. A household should not have to live by watching the market for permission to continue. It should be able to live from structure.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/825/566/9798255665778_b.jpg", "price_data" : { "retail_price" : "15.99", "online_price" : "15.99", "our_price" : "15.99", "club_price" : "15.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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