{ "item_title" : "The Essential Guide to Finance and Financial Markets for Young Adults", "item_author" : [" Priya Nakamura "], "item_description" : "Ever nodded along when someone mentioned the Fed, then Googled it later? This book explains how the financial system actually works, in plain English, for young adults who got a debit card and never got a manual. Written by Priya Nakamura, CFA, who spent six years on a fixed-income trading desk, it walks through what banks do with your deposit, what the Fed controls, and how bonds, stocks, currencies, and derivatives fit together. Each chapter builds on the one before it and uses real data and current examples, with a short note from the author's time on the trading desk at the end. The final chapter turns it all into a sensible order of operations for your own money decisions, so you finish with understanding you can actually use. What to expect inside: - How banks turn your deposit into loans, and why everyone withdrawing at once is the nightmare scenario- What the Fed controls, and how interest rates and inflation reach your wallet- Risk and return, diversification, and why beating the market is harder than it looks- How bonds work, why prices and yields move in opposite directions, and what the yield curve is telling people- What owning a share really means, how companies end up on the stock market, and how indices like the S&P 500 work- How currencies and exchange rates work, and why they reach you even if you never trade them- Options and futures explained without the jargon- Buy now pay later, robo-advisors, cryptocurrency, and neobanks, with the hype stripped away- Who regulates the money, including FDIC versus SIPC protection and what regulation cannot cover- A practical order of operations for the financial decisions you are probably facing right now If you want the plain-English version nobody gave you, start with Chapter One today. By the last page you will be able to follow the financial news, ask sharper questions, and make money decisions you actually understand.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/9/79/816/049/9798160495316_b.jpg", "price_data" : { "retail_price" : "25.99", "online_price" : "25.99", "our_price" : "25.99", "club_price" : "25.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

Overview

Customers Also Bought

Details