{ "item_title" : "Finances 101", "item_author" : [" S. J. Chamberlin "], "item_description" : "Finances 101 - A Cheat Sheet for LifeA smart, no-fluff guide to earning, budgeting, saving, and thrivingManaging money doesn't have to be overwhelming or boring. Whether you're just starting out or trying to get your finances back on track, this practical guide breaks it all down in plain, honest language. No jargon. No lectures. Just the real-world essentials you wish someone had taught you sooner.Inside this easy-to-read cheat sheet, you'll learn how to: Build a simple, realistic budget that actually worksUnderstand your paycheck, taxes, and withholdingsAvoid common financial traps and credit card pitfallsSave money, even if you don't earn much yetUse your bank account like a proSet short- and long-term goals that support the life you wantFrom your first paycheck to your first emergency fund, Finances 101 - A Cheat Sheet for Life helps you make sense of the money part of adulthood. Whether you're a teen, a twenty-something, or simply need a financial reset, this book will help you take control of your cash with clarity and confidence.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/826/624/9798266246966_b.jpg", "price_data" : { "retail_price" : "19.99", "online_price" : "19.99", "our_price" : "19.99", "club_price" : "19.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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