{ "item_title" : "Health Insurance for the Solo Early Retiree", "item_author" : [" M. E. Hart "], "item_description" : "A guide to buying your own health insurance between early retirement and Medicare at 65, written for single people with no spouse's plan to join.The usual advice assumes a second income and a spouse's coverage to fall back on. This book works the gap years for a household of one: ACA Marketplace plans, COBRA, and the income decisions that set what you pay for both.What's inside (13 chapters, 3 appendices)- Why being solo changes the math, and your real coverage options with no spouse's plan (Ch. 1-2)- How ACA premium tax credits work, and what changed in 2026 (Ch. 3)- Managing your MAGI as a household of one, and planning around the subsidy cliff (Ch. 4-5)- COBRA versus the Marketplace (Ch. 6)- Choosing the plan itself: metal tiers, networks and the HSA question (Ch. 7)- A year-by-year timeline to Medicare, special situations such as a chronic condition or a move, and switching to Medicare without a gap (Ch. 8-10)- What coverage costs, six solo retirements worked end to end, and the questions solo early retirees ask most (Ch. 11-13)- Appendices: an annual open-enrollment checklist, a glossary, and where to get current numbers and real help.The six worked cases are composites, not real people: a steady spender at 61, a big pre-tax balance at 58, a chronic condition at 59, an October retirement at 63, lumpy consulting income at 60, and an unplanned layoff at 56.Who it's for- Single people in the US retiring, or already retired, before 65 who need to buy their own coverage.- Anyone weighing COBRA against a Marketplace plan after leaving a job.What it isn't- Not a Medicare plan guide. Its subject is the years before 65; Medicare comes in at the handoff.- Not a rate table. Premiums and limits change every year, and the book shows where to get the current ones.- Not personalized advice, and not a broker. It teaches how the system works so you can run your own numbers each fall.Before your next open enrollment, work through Appendix A, the annual checklist.Educational information, not personalized advice. Confirm current rules with the federal Marketplace, Medicare and the IRS, and bring in a licensed broker or tax professional for your situation.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/818/085/9798180851901_b.jpg", "price_data" : { "retail_price" : "14.99", "online_price" : "14.99", "our_price" : "14.99", "club_price" : "14.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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