{ "item_title" : "How to Budget for Beginners", "item_author" : [" Ledgerwood Wesley "], "item_description" : "Better Money Decisions. A Brighter Future.Money affects almost every part of your life, from the choices you make today to the future you hope to build. Yet, without a clear plan, it can be difficult to understand where your money goes, keep up with expenses, save consistently, or make progress toward your financial goals.How to Budget for Beginners offers a practical, easy-to-follow approach to understanding your money and making smarter financial decisions. Whether you are managing your first paycheck, living on a tight income, dealing with debt, or simply trying to develop better financial habits, this book will help you take greater control of your finances.Inside, you will discover how to track your spending, distinguish needs from wants, create a realistic monthly budget, manage fixed and unexpected expenses, build savings, prepare for emergencies, and approach debt with a clear plan. You will also learn how to budget when your income changes, plan for important goals, handle family responsibilities, and recover when your financial plans do not go as expected.With practical examples, simple exercises, and strategies you can apply to everyday life, this book helps you move beyond guesswork and develop a money plan that works in the real world.You do not need a high income or perfect financial habits to begin. You need a clear understanding of your situation, a willingness to make intentional choices, and a plan you can improve over time.Your money has a purpose. Your goals matter. Your future is worth planning for.Take the first step toward better money habits, greater financial confidence, and a more secure future.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/9/79/816/555/9798165557996_b.jpg", "price_data" : { "retail_price" : "17.00", "online_price" : "17.00", "our_price" : "17.00", "club_price" : "17.00", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

Overview

Customers Also Bought

Details