{ "item_title" : "How To Downsize Before Retirement", "item_author" : [" David R. Colton "], "item_description" : "Your house should support your retirement - not consume it. Turn an overwhelming move into a clear, financially informed plan you can complete on your terms.How to Downsize Before Retirement guides you through the complete transition from an oversized, expensive, or high-maintenance property to a living arrangement that better fits your budget, priorities, health, and future. Written for homeowners approaching retirement - and for adult children helping aging parents - this practical guide combines financial analysis, housing decisions, decluttering, home-sale preparation, moving logistics, and post-move planning in one structured system.Across 14 chapters and four practical appendices, you will work through readiness assessments, cost and equity calculations, room-by-room sorting, housing comparisons, professional support, legal and administrative updates, and a calendar-based action plan.Inside this book, you will: Calculate your true monthly housing cost, estimated net equity, retirement budget gap, and the financial effect of moving earlier rather than later.Compare smaller houses, condominiums, rentals, active-adult communities, continuing-care communities, shared arrangements, and right-sizing alternatives without moving.Build a realistic timeline while addressing grief, regret, sentimental possessions, decision fatigue, and disagreements between household members.Declutter every major room with a repeatable Four-Sort System, then choose the most effective way to sell, donate, recycle, or dispose of what will not move.Prepare your property for sale by evaluating repairs, staging priorities, agent selection, pricing, inspections, offers, and closing costs.Coordinate packing, movers, records, insurance, wills, powers of attorney, tax questions, address changes, and other tasks that are easy to miss under pressure.Optimize life after the move by reinvesting released equity, reducing monthly overhead, arranging a smaller space, building community, and adapting when plans change.Whether retirement is several years away or only months ahead, this guide helps you replace uncertainty with specific numbers, decisions, worksheets, checklists, and milestones. Start early, protect your options, and create a smaller home life that gives more room to the retirement you actually want.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/818/723/9798187236381_b.jpg", "price_data" : { "retail_price" : "18.99", "online_price" : "18.99", "our_price" : "18.99", "club_price" : "18.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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