{ "item_title" : "How to Fire a Friend", "item_author" : [" Michael Ross "], "item_description" : "There's no universal standard for who can call themselves a financial advisor. Credentials don't mean what you think they mean. Compensation structures create conflicts nobody talks about. And the system rewards loyalty even when loyalty is costing you money.This book tells you what the industry won't.Who should read this book?You hired a financial advisor in your twenties or thirties. Now you've accumulated real wealth, and you're starting to wonder whether they still have the skills to handle it.You've always managed your own investments and done well. But the stakes are higher now, and you're humble enough to admit you might need someone to challenge your thinking.You're suddenly single-widowed or divorced-and the person who handled the money is gone. Or maybe they're not gone, but you don't trust the advisor they chose.You just retired, and everything is sitting at one of those big mutual fund or insurance companies. Now you're supposed to manage it yourself, and you're not sure where to start.You just sold your business. Someone handed you a check with more zeros than you've ever seen, and you have no idea who to trust with it.If any of that sounds familiar, this book is for you.You'll learn: Why three advisors can look at the same client and give completely different recommendations-and why all three believe they're right.How advisors get paid, and how compensation structures shape the advice they give.The predictable mistakes clients make: hiring friends they can't fire, staying out of inertia, and letting relationships get too comfortable to question.How to interview advisors without getting wooed, what questions actually reveal fit, and how to spot red flags before you sign anything.How to make the break when it's time, gracefully when possible, and firmly when necessary.How to build a financial team that works together instead of in silos.Most books by financial advisors are thinly disguised pitches for new clients. This one isn't. It gives you a framework for finding the right advisor for where you are now-and the confidence to move on when they no longer meet your needs.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/899/581/9798995811909_b.jpg", "price_data" : { "retail_price" : "17.95", "online_price" : "17.95", "our_price" : "17.95", "club_price" : "17.95", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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