{ "item_title" : "The Irregular Income Money System", "item_author" : [" D. K. Ravel "], "item_description" : "Freelancers, contractors, solopreneurs, and self-employed professionals often face the same hidden money problem: the income may be enough across the year, but the timing makes every month feel unstable.A client pays late. A tax deadline gets closer. A strong payment lands, then disappears into rent, software, groceries, debt, and delayed expenses. The account balance looks healthy for a few days, but the pressure returns before the next invoice clears.The Irregular Income Money System gives you a practical way to manage uneven cash flow without treating every month like a fresh emergency.Inside, you will learn how to: Find your real income floor so you stop planning around your best monthsBuild a Survival Bucket for rent, groceries, utilities, transport, minimum debt payments, and essential work accessCreate a Protection Bucket for taxes, emergency savings, repairs, insurance gaps, and slow-month reservesUse a Growth Bucket to pay down debt, invest in skills, and improve earning power without weakening your baseFund a Freedom Bucket so you can enjoy money without guilt or rebound spendingRun a Payment-Day Operating Rhythm so every cleared payment gets assigned before it disappearsBuild a Next Month Fund so your basic life stops depending on this week's client behaviorCreate slow-month and high-month plans before panic or relief controls your decisionsImprove payment timing with deposits, milestones, retainers, invoice follow-up, and better client termsThis book is built around the 4-Bucket Stability Method: Survival, Protection, Growth, and Freedom.It is not a theory-heavy finance book. It is a practical cash-flow operating system for people whose money arrives in waves.If you are tired of earning decent money and still feeling unsafe, this book will help you build a rhythm that protects the month, prepares for the future, and gives every payment a clear job.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/9/79/818/626/9798186261803_b.jpg", "price_data" : { "retail_price" : "16.00", "online_price" : "16.00", "our_price" : "16.00", "club_price" : "16.00", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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