{ "item_title" : "Lean Finances", "item_author" : [" Victor S. Bande "], "item_description" : "LEAN FINANCES is an innovative personal finance book that simplifies financial literacy for its readers. Each chapter offers practical, actionable advice tailored to people of all backgrounds and financial situations, helping them to: Discover what it takes to become a self-made millionaire-and see that it's not as hard as you might think.Develop the right mindset and financial knowledge to build lasting wealth for generations.Learn the difference between Value-Added Assets and Non-Value-Added Assets, understand debt and leverage, and finally crush your bad debt.Set financial goals using Lean Goals, designed to help you overachieve.Create a financial plan, put protections in place, and establish controls to ensure nothing stands in the way of your goals.Understand the details of credit scores and achieve credit excellence.Invest in your future to cover retirement, health needs, and your kids' expenses.Grow your income by developing additional, diversified income streams using the Income Ladder.Optimize your expenses with the 80-20 rule, making sure you still enjoy your hard-earned money while building wealth.Mistake-proof your finances by automating your emergency fund, debt elimination, and investments.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/833/910/9798339102922_b.jpg", "price_data" : { "retail_price" : "19.99", "online_price" : "19.99", "our_price" : "19.99", "club_price" : "19.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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