{ "item_title" : "The Lifetime Credit Strategy", "item_author" : [" Joe Correa "], "item_description" : "Building great credit is only the beginning. The real challenge is learning how to grow it, protect it, use it strategically, and keep it for life.The Lifetime Credit Strategy provides a practical framework for managing credit through every stage of your financial journey. Whether you are establishing your first accounts, managing $100,000+ in available credit, building business credit, purchasing real estate, preparing for retirement, or protecting yourself during a financial downturn, this book shows you how to make credit part of a stronger overall financial system.Instead of treating available credit like additional income, you will learn how to build borrowing capacity while controlling debt, protecting liquidity, reducing unnecessary interest, and maintaining financial flexibility.Inside, you will learn how to: - Build a strong long-term credit foundation and develop habits that can support your credit for decades.- Grow your available credit without allowing your outstanding debt to grow at the same pace.- Use large credit limits strategically without treating available credit as free money.- Manage personal and business credit accounts as one coordinated financial portfolio.- Protect valuable credit limits and accounts as your financial situation changes.- Control revolving debt before interest payments begin consuming your future cash flow.- Use promotional financing and lower-cost borrowing more efficiently.- Maintain liquidity and emergency reserves instead of depending entirely on credit.- Prepare your credit and finances for recessions, income interruptions, business downturns, and unexpected expenses.- Adapt your credit strategy as your income, family, businesses, investments, and financial goals evolve.- Build toward the ultimate financial position: substantial available credit with minimal dependence on debt.The goal is not simply to obtain more credit. The goal is to build a financial system in which credit gives you options, liquidity, flexibility, and opportunity without allowing debt to control your future.If you want to learn how to build strong credit-and, more importantly, how to keep it and manage it for life-this book gives you the blueprint.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/9/79/834/960/9798349605031_b.jpg", "price_data" : { "retail_price" : "19.99", "online_price" : "19.99", "our_price" : "19.99", "club_price" : "19.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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