{ "item_title" : "Low Income Homeownership", "item_author" : [" Nicolas P. Retsinas", "Eric S. Belsky "], "item_description" : "A Brookings Institution Press and Harvard University Joint Center for Housing Studies publicationA generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/0/81/570/613/0815706138_b.jpg", "price_data" : { "retail_price" : "32.95", "online_price" : "32.95", "our_price" : "32.95", "club_price" : "32.95", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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