{ "item_title" : "Mindset and Money", "item_author" : [" Afsal Rahim "], "item_description" : "Money is a part of almost every important decision we make in life. It influences where we live, how we plan for the future, the opportunities we can pursue, the responsibilities we can handle, and the choices available to us when circumstances change. Yet despite its importance, many people spend years learning how to earn money without learning how to think about it, manage it, and use it wisely. Building long-term wealth is often presented as a matter of income, investment returns, or financial knowledge. These things certainly matter, but they are only part of the picture. Two people with similar incomes can make very different financial decisions. Two investors can receive the same information and respond in completely different ways. One may remain patient while another becomes anxious. One may follow a consistent plan while another constantly changes direction. The difference is often found not only in the numbers, but in the mindset, habits, and decisions behind those numbers. Mindset and Money explores this less visible side of wealth building. The book is based on a simple idea: building wealth over the long term is not about making perfect financial decisions every day. It is about developing a way of thinking and a set of habits that can support sensible decisions consistently over many years. Wealth is rarely created by one extraordinary decision. More often, it develops through repeated choices-how much we save, how we spend, how we invest, how we respond to uncertainty, how we handle mistakes, and whether we remain committed to our long-term objectives. Our relationship with money is shaped by many influences. Family experiences, social expectations, personal successes and failures, lifestyle preferences, financial responsibilities, and the environment around us can all affect the way we think about wealth. Sometimes we may not even recognize how strongly these influences affect our decisions. Understanding them can be an important step toward making more deliberate choices. Habits are equally important. A good financial intention has limited value if it is not translated into consistent action. Saving regularly, controlling unnecessary spending, investing consistently, reviewing progress, learning continuously, and maintaining financial discipline may appear simple, but simple does not always mean easy. The challenge is turning useful ideas into behaviors that can survive changing circumstances and the passage of time. Then come decisions. Financial life is filled with choices, and many of them must be made without complete certainty. Markets change. Economic conditions change. Personal circumstances change. New opportunities appear, and new risks emerge. In such situations, the ability to pause, think clearly, separate information from noise, and make decisions based on a long-term perspective can be more valuable than constantly searching for the next exciting opportunity. This book therefore looks beyond the question of Where should I invest? and explores a broader question: How should I think, behave, and make decisions if I want to build wealth over the long term? The goal is not to promise a particular financial outcome or suggest that there is one perfect path to wealth. Instead, this book offers ideas and perspectives that can help readers reflect on their own financial behavior. The journey toward wealth is personal, and it can take decades. There will be progress, uncertainty, mistakes, changes, and periods when results may not be immediately visible. Ultimately, Mindset and Money is about understanding that financial progress is not only a numbers game. It is also a human journey. The way we think influences our habits. Our habits influence our decisions. The objective is not perfection. It is awareness, consistency, patience, and purposeful progress.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/9/79/817/879/9798178792131_b.jpg", "price_data" : { "retail_price" : "12.99", "online_price" : "12.99", "our_price" : "12.99", "club_price" : "12.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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