{ "item_title" : "Money Simplified", "item_author" : [" Satyakam Chakravarty "], "item_description" : "Money affects every part of your life-yet almost nobody teaches you how it really works. Your first salary. A growing EMI. A credit-card bill. A UPI payment. A tax deduction on your payslip. A message promising guaranteed returns. Money Simplified: What Nobody Taught Us in School is a clear, practical guide to understanding, managing, protecting, and growing your money-without needing a finance degree or complicated jargon. Written for everyday Indians, this book explains the money decisions that school rarely prepares us for. Learn how banks, interest, inflation, and the RBI affect your daily life; how to build a budget you can actually follow; and why an emergency fund and the right insurance come before investing. Inside, you will learn how to: Understand where money comes from and how banks, interest, and inflation workBuild better money habits, manage spending, and avoid lifestyle creepCreate a workable budget, sinking funds, and an emergency safety netUse EMIs, credit cards, and loans wisely-and understand your credit scoreGrasp the essentials of compounding, risk, return, diversification, and goal-based investingRead a salary slip, understand TDS, compare the old and new tax regimes, and learn the basics of filing an ITRRecognise common financial scams, protect parents and elders, and know what to do in the first hour after a fraudPlan for life stages including a first job, marriage, a home, children, and retirementUse UPI, cards, wallets, the Digital Rupee, and crypto more safely and intelligentlyMore than a book of definitions, Money Simplified turns knowledge into action through relatable stories, clear examples, checklists, templates, chapter exercises, and a practical 30-day money plan. This is not a book of hot stock tips or get-rich-quick promises. It is a foundation for making informed decisions-one small, sensible step at a time. If you want to stop feeling confused about money and start feeling in control of it, this is where to begin.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/816/508/9798165080609_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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