{ "item_title" : "NMLS Study Guide 2025 and 2026", "item_author" : [" Joshua Rueda "], "item_description" : "Test Prep Books' NMLS Study Guide 2023 and 2024: 3 Practice Tests and MLO SAFE Exam Prep Book for Mortgage Loan Originators Includes Detailed Answer Explanations]Made by Test Prep Books experts for test takers trying to achieve a great score on the NMLS exam.This comprehensive study guide includes:Quick Overview Find out what's inside this guideTest-Taking Strategies Learn the best tips to help overcome your examIntroduction Get a thorough breakdown of what the test is and what's on itFederal Mortgage Related Laws Real Estate Settlement Procedures Act (RESPA), 12 CFR Part 1024 (Regulation X), Equal Credit Opportunity Act (ECOA), 12 CFR Part 1002 (Regulation B), Truth in Lending Act (TILA), 12 CFR Part 1026 (Regulation Z), TILA-RESPA Integrated Disclosure Rule (TRID) (Know Before You Owe), Other Federal Laws and Guidelines, and Regulatory AuthorityUniform State Content SAFE Act and CSBS/AARMR Model State LawGeneral Mortgage Knowledge Qualified and Non-Qualified Mortgage Programs, Mortgage Loan Products, and Terms Used in the Mortgage IndustryMortgage Loan Origination Activities Loan Inquiry and Application Process Requirements, Qualification: Processing & Underwriting, Closing, and Financial CalculationsEthics Ethical Issues, and Ethical Behavior Related to Loan Origination ActivitiesDisclaimer: NMLS is a registered trademark of State Regulatory Registry LLC, which is not affiliated with Test Prep Books, and does not endorse, this product.3 Practice Tests:Practice Test #1 - In the bookPractice Test #2 - In the bookPractice Test #3 - In the BookDetailed Answer ExplanationsKey Features and Benefits:Comprehensive Review: Each section of the test has a comprehensive review created by Test Prep Books that goes into detail to cover all of the content likely to appear on the test.NMLS Practice Test Questions: We want to give you the best practice you can find. That's why the Test Prep Books practice questions are as close as you can get to the actual test.Answer Explanations: Every single problem is followed by an answer explanation. We know it's frustrating to miss a question and not understand why. The answer explanations will help you learn from your mistakes. That way, you can avoid missing it again in the future.Test-Taking Strategies: A test taker has to understand the material that is being covered and be familiar with the latest test taking strategies. These strategies are necessary to properly use the time provided. They also help test takers complete the test without making any errors. Test Prep Books has provided the top test-taking tips.Customer Service: We love taking care of our test takers. We make sure that you interact with a real human being when you email your comments or concerns.Anyone planning to take this exam should take advantage of this study guide.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/1/63/775/522/1637755228_b.jpg", "price_data" : { "retail_price" : "34.99", "online_price" : "34.99", "our_price" : "34.99", "club_price" : "34.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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