{ "item_title" : "The Non-Expert's Practical Total Loss Claim Handling Book", "item_author" : [" Evan R Halden "], "item_description" : "When an insurance company declares your vehicle a total loss, the settlement process can quickly become confusing, frustrating, and expensive.You may receive a valuation report filled with unfamiliar adjustments, comparable vehicles, deductions, and figures-followed by an offer you are expected to evaluate without fully understanding how it was calculated.The Non-Expert's Practical Total Loss Claim Handling Book explains the process in straightforward language so you can make informed decisions, ask better questions, and protect your interests without pretending to be an insurance professional.Inside, you will learn how to: - Understand what a total-loss determination means- Read and evaluate an insurance valuation report- Examine comparable vehicles and condition adjustments- Organize maintenance records, photographs, receipts, and other supporting evidence- Communicate clearly with adjusters and document important conversations- Review settlement offers and identify possible errors or omissions- Understand deductibles, taxes, fees, loans, leases, and GAP coverage- Consider owner retention, salvage, title, and rental-vehicle issues- Respond professionally when you disagree with a valuation- Recognize when a complaint, appraisal, attorney, or independent professional may be appropriateThis is not a collection of tricks or promises of a guaranteed payout. It is a practical roadmap for understanding the claim, preparing your documentation, and approaching each decision with greater confidence.Whether your vehicle has already been totaled or you simply want to be prepared, this book will help you navigate the process without feeling completely at the mercy of unfamiliar terminology and procedures.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/9/79/818/729/9798187293063_b.jpg", "price_data" : { "retail_price" : "119.99", "online_price" : "119.99", "our_price" : "119.99", "club_price" : "119.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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