{ "item_title" : "Own It", "item_author" : [" Sean Alexander "], "item_description" : "Every month, your rent pays a mortgage, covers the costs of owning a building, and builds equity, month by month, into something substantial enough to retire on. The only problem is which side of that arrangement you're on. Own It starts with the comparison almost every renter makes, $1,800 to rent against $1,820 to own, and shows why the question itself is rigged: it asks what leaves your account this month, and never what you have at the end of all the paying. Part I counts the true cost of renting: the landlord's retirement your check is funding, the ground that moves every time a lease comes up for renewal, and the inflation a lease passes straight through to you. Part II counts what ownership actually builds: equity, a payment that stays put, leverage with its risks stated plainly, and roots. Part III is the crossing: the four walls of I can't afford to, taken one at a time and measured honestly; a 12-month runway, month by month, from lease to launch; and a field manual for buying right: contingencies, inspections, appraisals, and the wire-fraud rule that protects your closing money. Every figure is a labeled illustration, every risk gets its own section, and the honest answer not yet comes with a plan attached. Includes a rent-vs-own worksheet, a down-payment assistance finder, a plain-language glossary, and the full 12-month checklist.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/818/295/9798182956826_b.jpg", "price_data" : { "retail_price" : "19.95", "online_price" : "19.95", "our_price" : "19.95", "club_price" : "19.95", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

Overview

Customers Also Bought

Details