{ "item_title" : "Profitable, Not Broke", "item_author" : [" Flora Njeri Kabiru "], "item_description" : "Your P&L says you are profitable. Your bank account says you're broke.You did the work. You sent the invoice. Revenue is on the books. Yet payroll is due, a client is late again, and your account balance is forcing you to do anxious mental arithmetic at midnight.That is not a character flaw. It is a timing problem.For freelancers, solo-preneurs, and service-based agency owners, Profitable, Not Broke is the practical small business cash flow guide that explains why a healthy profit-and-loss statement can coexist with an empty bank account and exactly what to do about it.Flora Kabiru replaces vague financial advice with a simple, mechanical method you can run without an accounting degree, complicated software, or a dozen bank accounts. In under an hour, you will build a rolling 13-week cash map that shows what is actually coming in, what is actually going out, and where trouble will hit before it becomes an emergency. Then, with a 15-minute Monday ritual, you will keep that visibility week after week.No more guessing whether you can make payroll. No more treating a late invoice as a surprise. No more discovering that the tax money you spent was never yours to spend.Inside, you will learn how to:See the Future: Build a 13-week rolling forecast in under an hour using only your real bank balance, expected payments, and dated bills.Diagnose the Leak: Find the hidden pattern behind your financial stress: timing mismatch, feast-or-famine income, recurring-cost leaks, or an inadequate reserve.Smooth Irregular Income: Handle unpredictable freelance finances with a practical Confirmed, Probable, and Floor method instead of optimistic revenue guesses.Structure Your Accounts: Set up the right number of accounts for your stage one, three, or five-so operating money, taxes, and reserves stop getting confused.Build a Real Cushion: Create a cash reserve sized to your actual income volatility, protecting payroll and tax obligations before optional opportunities.Get Paid Faster: Use clear deposit, net-term, early-payment, milestone-billing, and overdue-invoice follow-up scripts.End the Tax Scramble: Automate tax set-asides and set a sustainable owner-pay amount without starving the business that pays you.This is business management for people who need clarity, not corporate finance jargon. Whether you are a designer, consultant, coach, freelancer, or agency owner, you will learn how to turn small business cash flow from a source of dread into a calm weekly decision-making habit.Click Buy Now and replace bank-balance panic with a clear plan for every dollar before it is needed.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/819/267/9798192671269_b.jpg", "price_data" : { "retail_price" : "16.99", "online_price" : "16.99", "our_price" : "16.99", "club_price" : "16.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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