{ "item_title" : "100 Questions Every First-Time Home Buyer Should Ask", "item_author" : [" "], "item_description" : "From the most trusted name in real estate: the indispensable guide that helps first-time buyers land the home of their dreams. Now revised and updated for today's marketplace. ¸  How do I know if my broker is doing a good job? (See question #18.) ¸  How should I decide how much to offer for a home? (See question #29.) ¸  How does the negotiation process work? (See question #37.) ¸  How much of a down payment will I need to buy my home? (See question #61.) ¸  What are the different types of mortgages available? (See question #75.) ¸  What if I'm rejected for my loan? (See question #86.) ¸  What exactly is the closing? And where is it held? (See question #89.) ¸  Will I need homeowner's insurance? What should it cover? (See question #93.)What's new in this edition?Internet resources for home buyers: Where to shop for a loan on the web, how to apply online for a mortgage, and how to contact the agency that regulates real estate brokers and mortgage lenders in your stateTax laws and what they mean to you: Why the Taxpayer Relief Act is a windfall for homeowners, and how you can take full advantage of itBuying new construction: How to compare developers and negotiate the best dealThe competitive mortgage market: How to find a reputable lender, how to find a true zero-down loan, and what service premiums tell you about your loan", "item_img_path" : "https://covers1.booksamillion.com/covers2/ebook/08/45/9780307834508_b.jpg", "price_data" : { "retail_price" : "5.99", "our_price" : "5.99", "club_price" : "5.99", "savings_pct" : "0", "savings_amt" : "0.00", "discount_pct" : "10", "club_savings_amt" : "0", "club_savings_pct" : "0" } }

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