{ "item_title" : "Rating Credit Risk Comptroller's Handbook April 2001", "item_author" : [" Comptroller of the Currency Administrato "], "item_description" : "Credit risk is the primary financial risk in the banking system and exists invirtually all income-producing activities. How a bank selects and manages itscredit risk is critically important to its performance over time; indeed, capitaldepletion through loan losses has been the proximate cause of mostinstitution failures. Identifying and rating credit risk is the essential first stepin managing it effectively.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/1/50/526/518/1505265185_b.jpg", "price_data" : { "retail_price" : "15.99", "online_price" : "15.99", "our_price" : "15.99", "club_price" : "15.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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