{ "item_title" : "Redefining Financial Ecosystems in Asia and the Pacific", "item_author" : [" Asian Development Bank "], "item_description" : "This publication examines the rapid evolution of innovative open finance frameworks and considers their potential to transform Asia and the Pacific's financial landscape to make it more inclusive, efficient, and equitable.Building on open banking's secure consumer data exchange, the publication explains how open finance includes services from mortgages to pensions. By using nontraditional credit scoring, it better accommodates underserved businesses and communities who are frequently excluded from the financial mainstream. It underscores the need to develop common standards, strong regulatory frameworks, and robust security practices plus ramp up digital literacy and financial education to ensure open finance realizes its potential.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/29/277/059/9292770594_b.jpg", "price_data" : { "retail_price" : "30.00", "online_price" : "30.00", "our_price" : "30.00", "club_price" : "30.00", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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