{ "item_title" : "Retirement Planning Guide on a Fixed Income", "item_author" : [" Byron Duncan "], "item_description" : "RETIREMENT PLANNING GUIDE ON A FIXED INCOME serves as an indispensable roadmap for everyone setting the financial and well-being landscape of retirement. It provides actionable strategies for building a secure and fulfilling post-work life, addressing key areas critical to financial well-being. Readers will gain expertise in crafting sustainable budgets, optimizing retirement income streams including Social Security, and developing diversified investment portfolios tailored to their risk tolerance. Comprehensive guidance is provided on managing healthcare costs, including Medicare intricacies and long-term care planning.The book shows the importance of estate planning, covering wills, trusts, and power of attorney documents to protect assets and ensure wishes are honored. Practical advice is offered on debt reduction, maximizing senior discounts, and leveraging home equity through reverse mortgages and other options. The book emphasizes the significance of maintaining financial discipline, adapting to changing circumstances, addresses the emotional and lifestyle adjustments of retirement and seeking professional guidance when needed.It explores the benefits of downsizing, decluttering, and simplifying living spaces. Readers will discover budget-friendly hobbies, strategies for staying socially connected, and the importance of finding purpose and meaning in retirement. The book encourages a positive mindset, emphasizing personal growth and fulfillment.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/9/79/831/384/9798313844787_b.jpg", "price_data" : { "retail_price" : "14.99", "online_price" : "14.99", "our_price" : "14.99", "club_price" : "14.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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