{ "item_title" : "The Smart First-Time Homebuyer", "item_author" : [" Daniel Jato "], "item_description" : "Buying your first home can feel exciting, confusing, and expensive all at once. Advice comes from everywhere, but much of it creates more pressure than clarity. The Smart First-Time Home Buyer is a practical guide for people who want to make a strong decision without stretching too far, rushing into the wrong property, or confusing lender approval with true affordability. This book is built around a simple idea: buying well is not just about getting a mortgage or winning a house. It is about making a decision that fits your life, your budget, and your future. Through clear explanations, real-world examples, buyer psychology, and step-by-step guidance, this book helps you evaluate readiness, compare homes more intelligently, structure safer offers, navigate the contract-to-closing process, and prepare for the first year of ownership with fewer surprises. Inside, you will learn how to: Judge whether you are truly ready to buyThink clearly about fit, affordability, and resilienceCompare mortgage options without getting lost in jargonTour homes with more discipline and less emotionMake offers without abandoning your guardrailsHandle inspections, appraisal issues, lender requests, and closing steps with more confidencePlan for repairs, cash flow, and ownership realities after move-inIf you want a home you can actually afford - and a purchase you will still feel good about after the adrenaline fades - this book will help you buy with more confidence, more discipline, and fewer costly mistakes.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/9/79/825/798/9798257985256_b.jpg", "price_data" : { "retail_price" : "19.99", "online_price" : "19.99", "our_price" : "19.99", "club_price" : "19.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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