{ "item_title" : "2013 Survey of Credit Underwriting Practices", "item_author" : [" Office of the Comptroller of the Currenc "], "item_description" : "The Office of the Comptroller of the Currency (OCC) conducted its 19th annual Survey of Credit Underwriting Practices to identify trends in lending standards and credit risk for the most common types of commercial and retail credit offered by national banks and federal savings associations (collectively, banks). The survey covers the 18-month period ending June 30, 2013.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/1/50/526/503/1505265037_b.jpg", "price_data" : { "retail_price" : "15.99", "online_price" : "15.99", "our_price" : "15.99", "club_price" : "15.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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