{ "item_title" : "Trump Accounts Made Simple", "item_author" : [" James Wade "], "item_description" : "Your child probably already has a Trump Account. Here's how to claim it, get the $1,000, and help it grow. In October 2026, the U.S. Treasury automatically created Trump Accounts for more than 60 million American children. But an account that hasn't been claimed can't receive the one-time $1,000 for babies born 2025 through 2028, gifts from family, or contributions from employers. This plain-English guide shows parents and grandparents exactly what to do. Inside you'll learn: How automatic enrollment works, and why you still need to claim the account and elect the $1,000Step-by-step claiming through the official app, TrumpAccounts.gov, or IRS Form 4547The $5,000 yearly limit, the $2,500 employer contribution, and pledged gifts from philanthropistsHow the money is invested, what it could grow to, and what changes when your child turns 18How a Trump Account compares to 529 plans, custodial accounts, and custodial Roth IRAs, plus how to spot scamsIncludes real-family examples, a year-by-year timeline, checklists, worksheets, 35 questions and answers, and a Family Contribution Log. An independent guide, not affiliated with or endorsed by the U.S. Treasury, the IRS, or the White House. For general information only; not financial, tax, or legal advice. Current as of October 2026.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/816/552/9798165526749_b.jpg", "price_data" : { "retail_price" : "14.99", "online_price" : "14.99", "our_price" : "14.99", "club_price" : "14.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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