{ "item_title" : "Turning 18", "item_author" : [" Ashfaq Rafiq "], "item_description" : "Nobody hands you a manual when you turn 18. This is it.You can graduate high school with a 4.0 and still have no idea how a credit score works, what's actually in a lease, how taxes get calculated, or what a good salary negotiation even sounds like. That's not your fault - it's just not what school was built to teach.Turning 18 is the owner's manual nobody gave you: a direct, no-fluff guide to the stuff that actually runs your life as an adult - money, work, relationships, technology, and the mindset that ties it all together.This isn't a motivational book. You won't find vague advice to believe in yourself or follow your passion. What you'll find is specific, practical information - the kind a smart older friend would tell you over coffee, if anyone had the time to sit down and explain it all at once.Inside, you'll learn: How credit scores actually work - and how to build one from zero without going into debtHow budgeting works when you don't want to give up everything you enjoyWhat's actually in a lease, a phone contract, or a job offer - and what to check before you sign anythingHow to negotiate your first salary (yes, even as a first-time hire)How AI is reshaping careers - and how to use AI tools without losing the skills you needHow to spot a scam before it costs you moneyHow to recognize red flags in friendships and relationships, earlyHow taxes actually work, in plain languageHow to cook real food, manage your time, and bounce back from failure - because adulthood is made of a thousand small things, not one big oneWho this book is for: 16-20-year-olds about to step into adult lifeHigh school grads and college freshmenParents and grandparents looking for a graduation gift that actually helpsAnyone who reached adulthood and thought, wait, why did nobody teach me this?Thirty short, focused chapters. No filler, no lectures - just the information every 18-year-old wishes they had on day one.The owner's manual that should have come with adulthood.Turn 18 prepared. Get your copy today.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/818/186/9798181863606_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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