{ "item_title" : "Understanding & Manging Debt", "item_author" : [" Derrick Chandler "], "item_description" : "Debt is a dream killer, a glass ceiling which has constrained the ambitions of many people. A lot of people have had to forego college, getting married, buying a car or moving into their own home because of debt. most Americans would be working after their retirement because they need money to offset their debt. A lot of millennials are now staying with their parents and postponing achieving life milestone due to debt. the stench of debt is worsened by the fact that we live in a society that tells us that it is good to buy now and pay later. This has given most people a false sense of financial security. The pandemic has exposed this rot in our financial system whereby barely a month after losing their jobs, 30 million Americans filed for unemployment benefits. This books helps you understand the various types of debt and how to manage them. It is a manifesto for those who want to be financially independent and retire debt free. It makes a good read for teenagers and millennials who want to avoid the debt trap and take charge of their financial future. Overall, it is a most read for everyone who is being burdened by debt and hopes to escape its vicious cycle.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/855/218/9798552181605_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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