{ "item_title" : "The Variable Income Money System", "item_author" : [" Erga Keys "], "item_description" : "STOP BUDGETING MONEY YOU HAVEN'T EARNED YET.Traditional financial planning assumes a steady paycheck, predictable bill dates, and a stable monthly income. But when your income changes week to week, static monthly budgets don't bring clarity-they create anxiety.The Variable Income Money System replaces outdated spreadsheets with a real-time, payday-driven cash flow engine designed specifically for freelancers, gig workers, contractors, and service professionals.Inside this practical guide, you will discover: The Bare-Bones Survival Number (BSN): How to calculate your non-negotiable monthly baseline floor so you know exactly what is required to cover essentials.The 1-Month Buffer Vault: How to stop living paycheck-to-paycheck by paying this month's bills with last month's income.The Paycheck Waterfall System: A step-by-step fluid allocation method to direct every incoming payout toward essentials, buffer restoration, debt reduction, and lifestyle spending.Master AI Prompts: 4 copy-and-use prompts for ChatGPT or Claude to turn your phone into a private, 24/7 financial assistant.No complex math. No high-friction manual transaction logging. Just a repeatable, stress-free system to master fluctuating income and build long-term wealth.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/817/761/9798177610825_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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