{ "item_title" : "Your Money, Finally Under Control", "item_author" : [" Daniel Ridge "], "item_description" : "Do you earn money, but still wonder where it all went?You get paid. You cover the bills. You try to save.And somehow, by the end of the month, it still feels like you are falling behind.Unexpected expenses erase your progress. Debt barely seems to move. Investing feels confusing. And with so much conflicting financial advice, it can be hard to know what actually matters.You do not need another complicated money lecture. You need a practical system you can actually use.Your Money, Finally Under Control is a straightforward personal finance guide for young adults who want to take control of their money, build better financial habits, and create a more secure future.Learn how to budget, save money, pay off debt, build credit, start investing, and build long-term wealth without confusing jargon, extreme restrictions, or unrealistic promises.Inside, you will learn how to: Build a realistic monthly budget that works even when life does not go according to planUnderstand exactly where your money is goingSave consistently, even when money feels tightBuild an emergency fund for unexpected expensesCreate a clear strategy for paying off credit cards, student loans, and other debtUnderstand your credit report and build stronger credit habitsManage irregular income, paychecks, taxes, banking fees, and everyday financial decisionsMake better use of workplace benefits, health insurance, and retirement accountsStart investing as a beginner without chasing hype or taking unnecessary risksUnderstand investment choices, fees, diversification, and long-term wealth buildingMake smarter decisions about cars, housing, education, and other major purchasesRecognize scams, fraud, hidden costs, and expensive financial mistakesThis is more than a book you read and forget.You will get a complete 30-Day Money Reset, practical worksheets, fill-in tables, a personal financial dashboard, and a 90-day goal plan designed to turn what you learn into actions you can maintain.Instead of finishing another personal finance book with pages of advice and no clear next step, you will have a simple path forward: Know where you stand.Decide what matters.Build your system.Start making progress.Whether you want to escape the paycheck-to-paycheck cycle, pay down debt, build your first emergency fund, improve your credit, begin investing, or simply feel more confident about money, this book gives you a practical framework for moving forward.You do not need to become a financial expert overnight.You just need to make the next smart decision, then repeat it.Your income can become more than money that disappears into bills and expenses. It can become the foundation for greater stability, more options, and long-term financial freedom.Stop wondering where your money went. Start telling it where to go.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/819/053/9798190532814_b.jpg", "price_data" : { "retail_price" : "12.99", "online_price" : "12.99", "our_price" : "12.99", "club_price" : "12.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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