{ "item_title" : "Analyzing and Managing Risks in Bank Lending", "item_author" : [" Leonard Onyiriuba "], "item_description" : "There are three Pillars of credit risk management - credit analysis (Pillar 1); credit policy and control - also referred to as credit administration or credit compliance (Pillar 2); and loan workout, remedial and recovery (Pillar 3). Credit analysis institutionalizes processes for assessing lending risk and structuring a credit facility. The foregoing implies that credit risk must be properly identified, appraised, and effectively mitigated. This methodological framework, and analytical functions it embodies, paves the way for efficient structuring of a credit facility. The approach to, and methodology for, dealing with issues implied in the Pillars have witnessed dramatic changes over time. Yet, the goal of credit risk management remains immutable. That goal is addressed and largely fulfilled in the content and expatiation on Pillar 1. Thus, specifically, Analyzing and Managing Risks in Bank Lending is a practical text for managing bank lending and credit risk in emerging economies. It equips bankers, deposit insurers, analysts, academics and students with understanding of the workings and outcomes of risk management in bank lending. The book is divided into four parts and has 23 chapters altogether. Each chapter features an overview that introduces the subject of the chapter, its learning focus, and its outcomes.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/1/54/290/149/1542901499_b.jpg", "price_data" : { "retail_price" : "76.00", "online_price" : "76.00", "our_price" : "76.00", "club_price" : "76.00", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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